Free Tools
Know your numbers before you commit.
Loan EMI Calculator
Term loan, LAP, equipment or working-capital term loans. Reducing-balance compound interest, compounded monthly — the standard bank formula.
₹50,00,000
9.5%
7 yrs
Monthly EMI
₹81,720
Total Interest
₹18,64,472
Total Payment
₹68,64,472
Capital Subsidy Estimator
Indicative Chhattisgarh Fixed Capital Investment (FCI) subsidy.
₹50,00,000
Indicative subsidy
₹17,50,000
Startup route — 35% of FCI, capped at ₹35 Lakh
Lump Sum Investment Calculator
One-time investment with annual compounding — see what compound interest does over the years.
₹10,00,000
12.0%
10 yrs
Invested
₹10,00,000
Growth
₹21,05,848
Maturity Value
₹31,05,848
- Amount invested
- Growth earned
SIP Investment Calculator
Monthly systematic investment, compounded monthly — watch small instalments snowball.
₹10,000
12.0%
10 yrs
Invested
₹12,00,000
Growth
₹11,23,391
Maturity Value
₹23,23,391
- Amount invested
- Growth earned
Yearly SIP Investment Calculator
One planned investment at the start of every year, compounded annually — useful for annual bonuses and business surpluses.
₹1,00,000
12.0%
10 yrs
Invested
₹10,00,000
Growth
₹9,65,458
Maturity Value
₹19,65,458
- Amount invested
- Growth earned
Assumes each yearly SIP is invested at the start of the year and returns compound annually.
Goal Planner — Reverse Yearly SIP
Start with the corpus you want — we'll tell you the yearly investment needed to reach it, compounded annually.
₹50,00,000
12.0%
10 yrs
Yearly investment needed
₹2,54,394
Total invested
₹25,43,936
Growth earned
₹24,56,064
- Amount invested
- Growth earned
Assumes one investment at the start of every year with annual compounding — the exact reverse of the Yearly SIP calculator.
Reverse Calculator
Start from what you can pay every month — see the loan you can afford, or the corpus your SIP builds.
₹25,000
9.0%
5 yrs
Loan amount you can afford
₹12,04,334
Total interest
₹2,95,666
Total repaid
₹15,00,000
- Loan amount
- Total interest
Loan eligibility derived from your EMI using standard amortisation — actual sanction depends on income, credit score and lender policy.
These are indicative figures. Actual loan terms depend on the lender, and subsidy amounts on district, category and current scheme notifications — we compute your exact entitlement in a free consultation.